Financial Peace University

I have missed blogging about Financial Peace University for a few weeks. It has been an enlightened few weeks. We learned about credit, buying, and insurance. It is so freeing not to buy into the credit scam any more, I know it seems imposable to live without credit but it's really not if your willing to give up a few comforts now so you can have comfort and security in the future. Or as Dave Ramsey Says, if you live like no one else later you can live like no one else. I refuse to pay for debt, not saying I refuse to pay off my debt but I refuse to pay credit card companies, car loan companies, and anyone else fees and fines to borrow their money. No thank you. I will save up my money and borrow that for free if I need it. I rented a car this weekend with just my debit card, I did have to show two utility bills that had no late fee's but that was a breeze and I don't have to pay interest on that car rental now.

I also am trying very, very hard not to be a shopaholic. If I want something I will shop for it, research it, and then try and find the best deal. No more impulse purchases over 100 bucks, though I do have to check with my accountability partner if I want to spend over 30. I also recommend anyone who is clueless about insurance to take this class. I learned so much and I finally don't feel like an idiot when I try and make insurance decisions.

I guess what I am trying to get across is this way of life is not easy, it takes sacrifice and time that I am willing to spend if I never have to worry about money in the future.